Welcome Offer: Join and get up to $100 in value† for no annual fee.†
- Get up to 10,000 Aventura Points (up to $100 in travel value†)
- 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
- 7,500 Aventura Points after you make your first purchase within first 4 months.†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $2 spent on all other purchases†
Save on gas with CIBC and Journie Rewards
Link your CIBC Aventura® Visa* Card to Journie Rewards and use it to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.
This is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. †
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
Legal† Terms and Conditions apply
- Primary card $0
- Additional card $0
- Individual $15,000
- Household $15,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1Aventura Point
- Gas1Aventura Point
- Drugstores1Aventura Point
- Year 1 $314
- Year 2+ $194
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Purchase Protection
-
Free SPC+ membership
Welcome Offer: Join and get up to $100 in value† for no annual fee.†
- Get up to 10,000 Aventura Points (up to $100 in travel value†)
- 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
- 7,500 Aventura Points after you make your first purchase within first 4 months.†
- Travel when it’s right for you – your Aventura points don’t expire†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $2 spent on all other purchases†
Get all the student-life essentials on a budget
Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†
This is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
Legal† Terms and Conditions apply
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1Aventura Point
- Gas1Aventura Point
- Drugstores1Aventura Point
- Year 1 $314
- Year 2+ $194
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Purchase Insurance
-
Mobile Device Insurance
Get up to 25,000 bonus points – that’s a $133 value in your first anniversary!*
- Get 20,000 points when you spend $1,500 in the first 3 months – that’s a $133 value!*
- Plus, earn up to 5,000 bonus points every year.
- 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
- 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
- Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout*
- Get 1 point for every $2 spent on everything else!*
- Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
- Mobile Device Insurance that covers you for up to $1,000*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- Receive a discount on car rentals*
- Purchase Protection*
- Extended Warranty*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- Groceries2.5Points
- Dining and Food delivery2.5Points
- Recurring Payments2.5Points
- Year 1 $384
- Year 2+ $218
- BMO Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
4X miles at participating AIR MILES partners
-
Virtual health care offered by Maple
-
Accepted at Costco
- Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months.
- Plus, we’ll waive the $149 annual fee for a year.*
- Get 4x the Miles when you use your card at participating AIR MILES partners
- Get 1 Mile for every $12 you spend*
- Get up to 7 cents off per litre on all Shell®± fuel*
- You can now use your BMO Mastercard at Costco stores across Canada
- Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
- 25 payment grace days*
- Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $149
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- AIR MILES partners0.33mile
- All Spending0.08mile
- Groceries0.08mile
- Year 1 $715
- Year 2+ $72
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
Free Supplementary Cards
-
Accepted at Costco
- Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
- Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store.*
- Earn 1 AIR MILES Reward Mile on every $20 you spend*
- Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
- Get up to 7 cents off per litre on all Shell®± fuel*
- You can now use your BMO Mastercard at Costco stores across Canada
Legal
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- All Spending0.05mile
- Groceries0.05mile
- Gas0.05mile
- Year 1 $253
- Year 2+ $138
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
30 XP yearlyEarn 30 XP per year to advance your Flying Blue Status
-
Up to 30 Miles per dollarAt Merchant Partners
-
5 Miles per Euro spent with Air France KLMIn addition to regular Miles earned with your Flying Blue Status
Card features:
- 60 XP welcome bonus for new cardholder + 30XP on your card anniversary renewal
- First-year annual fee rebate (instead of $132)
- Up to 30 Miles per $1 spent at Merchant Partners
- 2 Miles per $1 spent on food and drinks (restaurants, bars)
- 1 Mile per $1 spent everywhere else
- Free Wi-Fi Boingo
60 XP as a welcome bonus
- Primary card $132
- Additional card $50
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 21.5 %
- Balance Transfer Rates 19.99 %
- Dining and Food delivery2miles
- All Spending1miles
- Groceries1miles
- Year 1 $415
- Year 2+ $283
- Flying Blue
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No Foreign Transaction Fee
-
Premium Insurance
-
10 Complimentary Visits to VIP Lounges
- Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.
- Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 2X Scene+ points for every $1 CDN in eligible gas and public transit purchases. Includes rideshare, buses, taxis, subway, and more.
- Earn 2X Scene+ points for every $1 spent on all your other purchases.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Enjoy 10 complimentary airport lounge passes per year
*Conditions apply.
- Primary card $399
- Additional card $99
- Individual $12,000
- Household $12,000
- 0.00 %
- Purchase Rates 9.99 %
- Cash Advance Rates 9.99 %
- Balance Transfer Rates 9.99 %
- All Spending2Scene+ points
- Groceries2Scene+ points
- Gas2Scene+ points
- Year 1 $1,081
- Year 2+ $481
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
-
NEXUS Credit
-
Access to VIP Lounges
- Earn up to 60,000 Aeroplanᴹᴰ points (a value of up to $1,200 for your travel†) :
- 20,000 Aeroplan points when you make your first purchase†
- 30,000 Aeroplan points if you spend at least $7,000 during the periods covered by the first 4 monthly statements†
- 10,000 Aeroplan points as an additional bonus if you have at least $15,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements†
- Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
- Enjoy Maple Leaf LoungeTM access: a $550 value†
- Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $340†
- Plus, get a discount on the NEXUSTM program application fee, a $67 value†
† Terms and conditions apply
- Primary card $599
- Additional card $149
- Individual $200,000
- Household $200,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Drugstores1.5Aeroplan Points
- Year 1 $1,485
- Year 2+ $283
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
- Get a total of up to 60,000 Aeroplan points (up to $1,200 in value†):
- 10,000 Aeroplan points when you make your first purchase†.
- 20,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods†.
- 30,000 Aeroplan points when you spend $35,000 or more during the first year†.
- Get a one-time annual fee rebate ($180) for you (the primary cardholder) and up to three authorized users ($50 each): over $170 value†.
- Enjoy a free first checked bag†: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
- Plus, enjoy Maple Leaf Lounge access: a $100 value†.
- Primary card $180
- Additional card $50
- Individual $35,000
- Household $35,000
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 14.5 %
- Balance Transfer Rates —
- Air Canada2Aeroplan Points
- Gas1.5Aeroplan Points
- Dining and Food delivery1.5Aeroplan Points
- Year 1 $1,915
- Year 2+ $355
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Air Canada Benefits
-
NEXUS Credit
-
Visa Infinite Benefits
- Get a total of up to 40,000 Aeroplan points (up to $1,000 in travel value†):
- 10,000 Aeroplan points when you make your first purchase†.
- 20,000 Aeroplan points when you spend $5,000 or more during the first 4 monthly statements periods†.
- 10,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods†.
- Enjoy a free first checked bag: a $120 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†
- Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.
† Terms and conditions apply.
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aeroplan Points
- Gas1.5Aeroplan Points
- Drugstores1.5Aeroplan Points
- Year 1 $1,503
- Year 2+ $425
- Aeroplan
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
$200 Annual Credit
-
Premium Insurance
-
Access to VIP Lounges
Get a total of up to 80,000 Aventura Points† (up to $1,600 in travel value†) during your first year:
- 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
- 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.†
- 30,000 Aventura Points as an additional anniversary bonus†
- Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $250 value†
- Get a $200 annual Travel Credit†
- Plus, get 2 NEXUSTM Application Fee rebates4: a $100 value†.
†Conditions Apply
- Primary card $499
- Additional card $99
- Individual $150,000
- Household $200,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- All Spending1.25Aventura Points
- Groceries1.25Aventura Points
- Gas1.25Aventura Points
- Year 1 $1,061
- Year 2+ $101
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit