-
3X miles at participating AIR MILES partners
-
Premium Insurance
-
Accepted at Costco
- Limited-time offer: Earn up to 3,000 Bonus Miles, plus save 25¢/L at Shell on 8 fill-ups, on top of automatic savings of 7¢/L on Shell V-Power® NiTRO+ fuel or 2¢/L on all other fuel. That’s up to 32¢/L for a limited time only! Plus, get the $120 annual fee waived for the first year.
- Earn over 10x faster than other AIR MILES collectors*:
- Get 3x the Miles for every $12 spent at participating AIR MILES Partners and
- 2x the Miles for every $12 spent at any eligible grocery store*.
- 2x the Miles for every $12 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers*
- Plus, 1 Mile for every $12 that you spend with your credit card everywhere else*
- Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
- Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
- Use fewer miles with our exclusive 25% discount on an AIR MILES flight to any destination during the calendar year*.
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
- Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $120
- Additional card $50
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
23.99 %
21.99 % (QC)
-
Balance Transfer Rates
23.99 %21.99 % (QC)
- AIR MILES partners0.25mile
- All Spending0.08mile
- Groceries0.08mile
- Year 1 $686
- Year 2+ $101
- AIR MILES
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Earn WestJet dollars on your purchases
-
Premium Insurance
-
Accepted at Costco
Welcome offer:
- Get up to 700 in WestJet dollars1 with the WestJet RBC® World Elite Mastercard
- Plus a Round-Trip Companion voucher every year
Offer Details:
Earn up to 700 WestJet Dollars1 (a value of up to $700):
- 300 WestJet dollars upon your first purchase1
- 300 WestJet dollars when you spend $5,000 in the first 3 months1
- 100 WestJet dollars as a one-time birthday bonus1
Reach higher with WestJet Rewards Status Lift
Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift
WestJet Benefits
- Earn 1.5% back in WestJet dollars for everyday purchases you make on your card
- Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card
- First free checked bags for the primary cardholder on WestJet flights and up to 8 guests on the same reservation
- Receive an annual World Elite round-trip companion voucher to anywhere WestJet flies it allows you to book a full fare and then book a companion fare at a reduced rate. Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers
- Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages — no blackout periods and your WestJet dollars don’t expire — anywhere WestJet flies
Other benefits
- Travel coverage including emergency medical insurance as well as trip interruption insurance, hotel burglary and rental car insurance. Even eligible purchases you make with the card are protected.
- Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel and always earn 20% more Petro-Points at Petro-Canada.
12 months of free delivery with DoorDash
- Add your eligible RBC credit card to your DoorDash account to:
- Get a 12-month complimentary DashPass subscription – a value of almost $120
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Refer to RBC page for up to date offer terms and conditions
This offer only applies to new applications for a WestJet RBC World Elite Mastercard credit card received and approved by Royal Bank of Canada (“Royal Bank”) between August 1 and October 30, 2024 (“Offer Period”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a WestJet RBC World Elite Mastercard credit card during the Offer Period, are not eligible for the offer. You will be eligible to receive the welcome bonus of 300 WestJet dollars (“Welcome WestJet dollars”) upon your first purchase. The Welcome WestJet dollars will appear in your WestJet Rewards account, accessible at westjet.com/account, 4-6 weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. To receive the additional 300 WestJet dollars (“Additional WestJet dollars”), (i) a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing at the time the Additional WestJet dollars are awarded to your WestJet Rewards account, approximately 6 weeks after the date you reach $5,000 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period. 100 additional WestJet dollars (“Anniversary WestJet dollars”) will appear in your WestJet Rewards account within twelve (12) to sixteen (16) weeks after the one- year anniversary of your Credit Card Account opening, provided that your Credit Card Account remains open and in good standing at the time the Anniversary WestJet dollars are credited to your WestJet Rewards account. If you close or change your WestJet RBC World Elite Mastercard credit card for another type of RBC Royal Bank credit card before the Welcome WestJet dollars, the Additional WestJet dollars and/or the Anniversary WestJet dollars have been credited to your WestJet Rewards account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada.
- Primary card $119
- Additional card $59
- Individual $80,000
- Household $150,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
- Balance Transfer Rates 22.99 %
- All Spending0.015WestJet Dollar
- Groceries0.015WestJet Dollar
- Gas0.015WestJet Dollar
- Year 1 $941
- Year 2+ $241
- WestJet Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
- Welcome bonus of 10,000 Miles
- Validity of Miles extended by 2 years with each purchase
- Supplementary travel and cancellation insurance
- Earn at least 1.5 Miles for each € spent
- No predetermined spending limit
- Purchase protection, money back guarantee, fraud protection guarantee
- Receive annual bonus of 60 XP
- Earn 2 Miles per € spent with Air France, KLM and Hertz
- Receive 1 free additional Platinum card and 4 free Gold cards
- Earn Miles for purchases made with the additional cards
- Fly now Pay later: Purchase your AIR FRANCE and KLM tickets in 3 instalments without any additional costs
- American Express is independent from any bank, so you can link your American Express Card to any Dutch bank account
- Share&Fly®: Share Miles for free and save faster for your next ticket
- Platinum for 2: Share and enjoy your Flying Blue Platinum level benefits with another person
- Enjoy the American Express Platinum Lifestyle service
- Primary card $660
- Additional card
- Individual
- Household
- %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- All Spendingmiles
- Groceriesmiles
- Gasmiles
- Year 1
- Year 2+
- Flying Blue
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Transfer your points to airline partners
-
Visa Infinite Benefits
-
- Get 35,000 bonus points + first year annual fee waived upon approval
- Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
- Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership
- Primary card $175
- Additional card $75
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates —
- All Spending1.25Avion Points
- Groceries1.25Avion Points
- Gas1.25Avion Points
- Year 1 $865
- Year 2+ $305
- RBC Avion Rewards - PremiumRBC Avion Rewards - Elite
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Transfer your points to airline partners
- Enjoy 20,000 welcome points upon enrollment
- Primary card $120
- Additional card $50
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates —
- All Spending1Avion Point
- Groceries1Avion Point
- Gas1Avion Point
- Year 1 $584
- Year 2+ $264
- RBC Avion Rewards - PremiumRBC Avion Rewards - Elite
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Digital Exclusive Offer
-
Access to VIP Lounges
-
NEXUS Credit
Welcome offer: Join and get up to $1,400 in value, including a first year annual fee rebate!†
Here’s how You can get up to $1,400 in value:
- Get up to 45,000 Aventura Points (up to $900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
- Plus, get a NEXUS◊ Application Fee rebate† : A $67 value†
Plus, enjoy extra valuable travel benefits.
- Travel when it’s right for you – your Aventura points don’t expire†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
LegalThis is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. †
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Terms and Conditions apply
- Primary card $139
- Additional card $50
- Individual $15,000
- Household $15,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aventura Points
- Gas1.5Aventura Points
- Drugstores1.5Aventura Points
- Year 1 $1,177
- Year 2+ $359
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Digital Exclusive Offer
-
Access to VIP Lounges
-
NEXUS Credit
Welcome Offer: Join and get up to $1,400 in value including a first year annual fee rebate!†
Here’s how You can get up to $1,400 in value:
- Get up to 45,000 Aventura Points (up to $900 in travel value†):
- 15,000 Aventura Points when you make your first purchase†
- 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods†
- Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.†
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
- Plus, get a NEXUS◊ Application Fee rebate† : A $67 value†
Plus, enjoy extra valuable travel benefits:
- Travel when it’s right for you – your Aventura points don’t expire†
- Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
- Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
- 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
- 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
- 1 point for every $1 spent on all other purchases†
Save on gas with CIBC and Journie Rewards:
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
LegalThis is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. †
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Terms and Conditions apply
- Primary card $139
- Additional card $50
- Individual $60,000
- Household $100,000
- 2.5 %
- Purchase Rates 20.99 %
-
Cash Advance Rates
22.99 %
21.99 % (QC)
-
Balance Transfer Rates
22.99 %21.99 % (QC)
- Groceries1.5Aventura Points
- Gas1.5Aventura Points
- Drugstores1.5Aventura Points
- Year 1 $1,177
- Year 2+ $359
- CIBC Aventura
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
2X points at Scene+ grocery stores (IGA, Rachelle Béry, Sobeys, etc.)
- Earn up to 5,000 bonus Scene+ points in the first three months
- Earn 2x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 2x Scene+ points for every $1 you spend in Home Hardware stores and online at homehardware.ca
- Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
- In addition, earn 1 Scene+ point for every $1 you spend on all other eligible everyday purchases.
- Redeem your Scene+ points for travel, merchandise, entertainment, dining out, statement credits and more.
*Conditions apply.
- Primary card $0
- Additional card $0
- Individual $12,000
- Household $12,000
- 2.5 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Groceries2Scene+ points
- All Spending1Scene+ Point
- Gas1Scene+ Point
- Year 1 $290
- Year 2+ $240
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No annual fee
-
American Express Online Promotional Offers
-
- Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).
- Earn 3x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 2x Scene+ points for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
- Earn 2 times more Scene+ points for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
- Earn 2 times more Scene+ points for every $1 you spend on eligible gas and daily transit. Includes rideshares, buses, subway, taxis and more.
- Earn 2x Scene+ points for every $1 you spend on eligible select streaming sevices.
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
*Conditions apply. Rates, fees and other information are effective as of July 2, 2024. Subject to change.
- Primary card $0
- Additional card $0
- Individual $12,000
- Household $12,000
- 2.5 %
- Purchase Rates 19.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Groceries2Scene+ points
- Gas2Scene+ points
- Dining and Food delivery2Scene+ points
- Year 1 $393
- Year 2+ $343
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
5X points on groceries and dining
-
No Foreign Transaction Fee
-
American Express Online Promotional Offers
- Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and an annual fee waiver for the first year.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Earn 6x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 5x Scene+ points for every $1 you spend on restaurant, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
- Earn 5x Scene+ points for every $1 you spend in Canada on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
- Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
- Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming sevices.
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
- No Foreign Transaction Fee
- Comprehensive Travel Insurance coverage
*Conditions apply. Rates, fees and other information are effective as of July 2, 2024. Subject to change.
- Primary card $120
- Additional card $29
- Individual $12,000
- Household $12,000
- 0.00 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Groceries5Scene+ points
- Dining and Food delivery5Scene+ points
- Entertainment5Scene+ points
- Year 1 $1,151
- Year 2+ $461
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No Foreign Transaction Fee
-
Access to VIP Lounges
-
Visa Infinite Benefits
- Earn up to $1,100* in savings and rewards in the first 12 months, including up to 35,000 bonus Scene+ points*.
- Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops and more
- Earn 2 times more Scene+ points* for every dollar spent at other eligible grocery stores, restaurants, entertainment and commuting options (including car pools, buses, subways, cabs and more).
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
- No Foreign Transaction Fee
- 6 Complimentary Airport Lounge Access
- Comprehensive Travel Insurance coverage
- Visa Infinite* Concierge Services
- Visa Infinite* Hotel Collection
- Visa Infinite* Dining and Wine Country program
Rates, fees and other information are effective as of July 2, 2024. Subject to change.
Legal*Conditions apply.
- Primary card $150
- Additional card $0
- Individual $60,000
- Household $100,000
- 0.00 %
- Purchase Rates 20.99 %
- Cash Advance Rates 22.99 %
- Balance Transfer Rates 22.99 %
- Scotiabank Passport™ Visa Infinite* Card offer: Up To 35,000 Scene+ Points
- Scene+: How To Redeem Your Scene+ Points On Travel Purchases
- Scene+ : Save and Collect Even More Points With These Offers
- Scene+: How to Earn and Redeem Scene+ Points With Expedia
- Best Scotiabank Credit Cards - September 2024
- Best No Foreign Transaction Fee Credit Cards - September 2024
- The Best Travel Credit Cards - September 2024
- Canada's Best Credit Card Offers - August 2024
- Scene+: New No Annual Fee Credit Card Offers!
- Groceries2Scene+ points
- Dining and Food delivery2Scene+ points
- Local Transport2Scene+ points
- Year 1 $747
- Year 2+ $397
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit