Reward Type: Travel Rewards

Welcome offer

Take advantage of this welcome offer and earn up to 35,000 bonus points, distributed as follows:

• 10,000 points after making purchases totalling at least $5,000 in the first 3 months of card membership
• 10,000 additional points after reaching $10,000 in purchases in 6 months
• 15,000 additional points after reaching $20,000 in purchases in 14 months

Plus, receive a rebate on the first year’s annual fee.

Card features

• Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
• Earn 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte^TM travel purchases*
• Earn 1 point per 1 dollar in other purchases
• Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
• Your credit card gives you access to a multitude of rewards. Our customers can choose from several options to treat themselves with the points they’ve accumulated:
  • Get your hands on new electronics, kitchen accessories, gift cards and more
  • Make a payment on your credit card with your points
  • Contribute to your RRSP and TFSA
  • Make a donation to one of the participating charities
  • Plan a trip when you can travel again
  • And more!
• Experience the ultimate in comfort with unlimited free access for you and a guest to the National Bank Lounge at Montréal-Trudeau airport, including drinks, snacks, Wi-Fi and much more*.
• Enjoy up to 60 days’ coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance
• Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance

Earn up to $1,300^† in value, including up to 40,000 Aeroplan points^†, no Annual Fee for the first year^† and additional travel benefits. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening^†
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†.
• To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

• Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.
• Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Earn up to $2,900 in value^† including up to 80,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 30,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
• Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening^†

Additional Travel Benefits :

• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
• Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Earn Aeroplan Points on everyday purchases.
• Redeem your points for travel and more.
• Travel with confidence with travel medical insurance.^†
• Access priority airport services^† such as Priority Check-in, Priority Boarding, Priority Baggage Handling, Priority Airport Hold and Priority Airport Upgrades.^†
• Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

Earn up to $1,000 in value^†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
• Earn 115,000 TD Rewards points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points^†.
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• Earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn the equivalent of up to $370^† including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†. Conditions apply. Account must be approved by January 6, 2025.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 6 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†.
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Your Card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks^® and more.
• Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

• Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
• Earn 1 point^† for every $1.50 spent on all other eligible purchases† made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.

Welcome Offer

• Earn up to 27,000 Asia Miles and 10% discount on flights

Features of the Cathay World Elite® Mastercard® – powered by Neo:

• 2 Asia Miles for every $1 spent on purchases made in foreign currencies
• 2 Asia Miles for every $1 spent on Cathay Pacific flights
• 5 Asia Miles for every $1 spent at thousands of Neo partners nationwide
• 1 Asia Miles for every $1 spent on purchases in Canada
• Get exclusive member benefits: priority online check-in, extra baggage allowance and redeemable access to Cathay Pacific’s business class lounge.
• Travel with peace of mind thanks to insurance covering emergencies, cancellations, lost luggage and much more.
• Access to over 1,300 airport lounges worldwide
• Book professional, punctual airport transportation with Mastercard’s airport transfer option
• Bypass security lines with Mastercard’s Fast Track airport security service

Earn 35,000 membership bonus points upon approval and 20,000 bonus points when you charge $5,000 to the card within six months of approval**. Apply by November 25, 2024

• Apply online and get a response in as little as 60 seconds.
• Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
• Avioners earn points that never expire so your points will be waiting for your next adventure.
• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
• Eligible Avion rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
• Link your RBC card with a Petro-Points membership to instantly save 3¢ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Get access to RBC offers which provides access to earn points faster at specified brands
• Avioners no longer need 14-days to book travel using the RBC grid
• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

• Get a 12-month complimentary DashPass subscription± – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Earn 40,000 bonus Membership Rewards^® points.

• Earn a welcome bonus of 40,000 Membership Rewards^® points after spending $7,500 in purchases within the first three months of Card membership.
• Plus, earn 10,000 bonus points for each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
• That’s $400 in statement credits that you can be reinvestedf in your business.

Earn points that you can redeem in a variety of ways.

• Earn 1 Membership Rewards^® point for every dollar in purchases charged to the Card and get the most out of your business expenses.
• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business – anytime and anywhere

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
• Pay for business expenses over time with Flexible Payment Option
• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account..

Access comprehensive insurance coverage for your travel needs.

• Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
• Save money when travelling with complimentary Car Rental Theft and Damage Insurance

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card.

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan
• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan

Access to coverage for mobile devices purchased for business use.

• Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

• Earn up to 25,000 reward points upon enrolment, with an annual fee waiver in the first year for the primary cardholder ($70) and one additional cardholder ($35).
• Earn up to 2 points per dollar spent on certain purchase categories*.
• Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
• Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
• Trip Cancellation and Trip Interruption Insurance
• Flight and baggage delay insurance
• Car rental insurance
• Purchase insurance against theft or damage
• Extended warranty
• Mobile devices insurance against theft or damages for a period of up to 2 years

• Limited time offer: Earn up to 1,500 Bonus Miles, plus save 25¢/L at Shell on 8 fill-ups, on top of automatic savings of 7¢/L on Shell V-Power^® NiTRO+ fuel or 2¢/L on all other fuel. That’s up to 32¢/L for a limited time only!

• Earn over 10x faster than other AIR MILES collectors:
  • Get 3x Miles for every $25 spent at participating AIR MILES partners;
  • 2x Miles for every $25 spent at any eligible grocery store;
  • 2x Miles per $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers;
  • Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.

• Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
• Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
• Purchase Protection and Extended Warranty*
• Zero Liability Protection
• No annual fee*.