Earn points
To earn points in the NBC À la carte Rewards Plan, you need a credit card that is part of the loyalty program. There are 3 Mastercard credit cards available through the NBC À la carte Rewards Plan.
NBC Rewards points are earned differently depending on the credit card used:
National Bank World Elite Mastercard
The National Bank World Elite Mastercard® is NBC’s best Mastercard credit card. With the current welcome offer, receive up to 35,000 bonus points distributed as follows:
- 10,000 points if you make at least $5,000 in purchases in the first 3 months
- 10,000 points if you make at least $10,000 in purchases in the first 6 months
- 15,000 points if you make at least $20,000 in purchases in the first 14 months
What’s more, you pay no annual fee for the first year.
With this card, you earn up to 5 points per dollar on your purchases:
- 5 points per dollar on grocery and restaurant purchases
- 2 points per dollar on gas and electric recharge purchases
- 2 points per dollar on recurring bills
- 2 points per dollar on À la carte Travel
- 1 point per dollar on all other purchases
And since it’s a National Bank Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted the National Bank World Elite Mastercard® the Best Travel Credit Card and the Best Credit Card for Insurance in 2023 and 2024.
National Bank Platinum Mastercard
Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard® does not require a minimum income.
For a limited time, you can earn up to 25,000 points and the annual fee is waived in the first year for the primary cardholder (a $70 value) and one additional cardholder (a $35 value) via our welcome offer:
- 10,000 points if you’ve made $2,500 in net purchases in the 3 months following becoming a cardholder
- 5,000 points upon enrolling in credit card payment insurance
- 10,000 points after the first year if you have made $6,500 in net purchases in the 12 months following enrolment
With the National Bank Platinum Mastercard®, you can earn 2 points per dollar on grocery store and restaurant purchases, and 1.5 points per dollar on gas and electric vehicle charging, recurring bill payements and À la Carte Travel. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
In addition, you get premium insurance usually dedicated for high-end credit cards:
- 180-day Purchase protection in the event of theft or damage
- Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Out-of-province hospital insurance
- Flight Delay Insurance
- Baggage insurance in case of delay, theft or loss
- Car rental insurance
- Mobile Device Insurance
We voted the National Bank Platinum Mastercard® as the best credit card for young professionals in 2024.
National Bank's World Mastercard
Don’t have the minimum income required by the National Bank World Elite Mastercard®? Then the National Bank World Mastercard® may be a good option for you. This requires a $50,000 individual income (or $80,000 household income).
You can earn up to 2 points per dollar on your purchases. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.
And you’ll enjoy up to 60 days’ coverage with its travel, trip cancellation/interruption, baggage loss and car rental insurance.
Redeem points
À la Carte Travel Agency
To redeem your NBC Rewards points, you must log on to the dedicated NBC À la carte Rewards Plan portal.
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
It’s simply the best use of your NBC Rewards points!
Credit on Account
It’s also possible to redeem your NBC points as a statement credit for any travel expenses you’ve charged to your credit card (redemption must be made within 60 days of the expense being charged to the credit card account).
Eligible purchases are:
- Flights
- Vacation packages
- Car rentals
- Hotel nights
- Cruises
- Condominium or cottage bookings for tourism purposes
- Airbnb
- Excursions
- Camping
- And more!
However, for this type of redemption, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
NBC Rewards Chart
You’ll see from this chart that the best use of NBC Rewards points is to book your trip with NBC’s À la carte Travel online travel agency: you get $100 for 10,000 points.
| Rewards | Points for $100 |
| Exchange with the dedicated NBC à la carte travel agency | 10 000 |
| Flexible travel rebates (from 55,000 points redeemed) |
11 000 |
| Flexible travel rebates | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12,000 – 13,500 |
| Credit on Account | 25 000 |
Benefits
$150 in free travel expenses per year
Through NBC’s Travellers program, every calendar year, National Bank World Elite Mastercard® cardholders have access to a total of $150 applicable to certain travel-related expenses.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
Access to the National Bank Lounge at Montreal-Trudeau (YUL)
National Bank World Elite Mastercard® holders are the only National Bank customers to enjoy free, unlimited access to the National Bank lounge at Montreal-Trudeau airport.
The cardholder and 1 guest have free access to the lounge on presentation of the National Bank World Elite Mastercard®.
This is a significant advantage for frequent flyers: the lounge is accessible for all international flights.