Visa Infinite Privilege credit cards in Canada
In Canada, 6 institutions issue Visa Infinite Privilege credit cards:
- BMO
- CIBC
- Desjardins
- RBC
- TD
- Vancity
These Visa Infinite Privilege credit cards offer cardholders common benefits for travel, entertainment, sports or dining.
And each Visa Infinite Privilege credit card also comes with specific advantages.
Create your Visa Infinite Privilege profile
To benefit from the advantages of your Visa Infinite Privilege credit card, you must create your profile on the Visa Infinite Privilege website.

Next, you’ll be taken to the various offers and benefits as well as the details that apply to your Visa Infinite Privilege credit card .
Since I am a TD® Aeroplan® Visa Infinite Privilege* Credit Cardholder, here is the information that appears:

Common benefits of Visa Infinite Privilege credit cards
As a “Visa Infinite Privilege” credit card holder, you benefit from several advantages common to all institutions.
Travel benefits
VIP lounges
As a Visa Infinite Privilege credit card holder, you benefit from:
- a free subscription to DragonPass
- six complimentary visits to over 1,200 lounges around the world
To take advantage of this offer, you must register your Visa Infinite Privilege credit card on this page.
Once you have used up your six free visits, you will pay a fee of US$32 per additional visit.

In the lounges, you will have access to:
- Complimentary pre-flight snacks and beverages, including alcohol (in some lounges);
- Comfortable spaces to work and relax;
- Free wireless internet (in some lounges);
- Power outlets to charge your appliances;
- Conference rooms, showers, beds and spas (in some lounges).
At Canadian airports
With your Visa Infinite Privilege credit card, you’ll enjoy benefits at Canadian airports.
Visa Infinite Privilege benefits at Montreal-Trudeau (YUL):
- Priority lanes at all security checkpoints
- 10% discount on valet parking
Visa Infinite Privilege benefits at Toronto Billy Bishop (YTZ):
- Access to priority queues at domestic and transborder security checkpoints
Visa Infinite Privilege benefits in Ottawa (YOW):
- Priority queues at domestic and international checkpoints
- Reserved parking spaces at P3 in the multi-storey car park near the terminal entrance
- 20% discount on parking in the Parkade
Visa Infinite Privilege benefits in Vancouver (YVR):
- Priority queues at all security checkpoints
- Reserved parking spaces near the terminal entrance
- 20% discount on Gateway valet parking
- Separate entrance for taxi/limousine
Simply present (or pay with) your Visa Infinite Privilege credit card to enjoy these benefits.
Note that for Toronto-Pearson International Airport (YYZ), only Platinum Cardmembers® enjoysimilar benefits.
Visa Infinite Luxury Hotel Collection
Visa Infinite or Visa Infinite Privilege credit card have access to the Visa Infinite Luxury Hotel Collection.
Through this program, you benefit from 7 advantages for each reservation:
- Guaranteed best available rate
- Room upgrade on arrival
- Free internet access
- Lunch for 2 people included
- $25 US credit applicable to meals or beverages
- Guest of honour status
- Late departure on request
To make a reservation, you must go through the Visa Infinite Luxury Hotel Collection website. For more information, see our specific article on this benefit.
Luxury hotels
In some luxury hotels in the country, you can benefit from advantages such as the 3rd night free.
This is the case in these hotels:
- Shangri-La Vancouver (3rd night free)
- Fairmont Royal York Toronto (3rd night free)
- Fairmont Royal York Toronto ($100 US on meals)
The list of hotels and benefits is regularly updated on the Visa Infinite website.
Other benefits
Sports
Here’s a benefit that golfers with a Visa Infinite Privilege credit card will love!
You can sign up for Troon Rewards and automatically earn Gold status which will save you 15% on merchandise, packages and lessons at over 95 clubs around the world. Existing Troon Rewards members will be eligible for an upgrade to Platinum status (20% off golf packages).
You can also use your Visa Infinite Privilege card to gain access to over 20 participating Troon Privé clubs. Play at each of the private members-only clubs up to two times per year for a flat rate of $99 per player per game. You can even invite up to three friends to play for the same price!

Entertainment
Promotions are regularly offered through the Visa Infinite website. Here are several examples at the time of writing this article:
- A set of two Riedel glasses and a Riedel decanter with a 3 month trial to Charlie’s Burgers wine program
- 35% off your entire Fujifilm Printlife order
- Download the Lego Movie for free at Cineplex
Advantages in the vineyards
Visa Infinite and Visa Infinite Privilege cardholders have access to Wine Country Experiences in Ontario and British Columbia.

For each participating winery, offers are available online via the Visa Infinite Privilege website (with promotional codes).
Here are some examples of the offers available:
- Private tasting in our VIP lounge with guests of the cardholder
- Free shipping on 6 or more bottles across Canada
- 10% discount on online orders
- And more!
Eataly Toronto
Depending on the season, temporary promotions are offered to Visa Infinite Privilege credit cards.
Here’s one for Eataly Toronto:
Have an Italian summer with Eataly’s summer essentials boxes. From backyard grilling to a picnic in the park to a weekend at the cottage, these boxes are carefully designed to ensure that your summer meals are full of high quality Italian and Canadian products.
Boxes are available for pick-up or delivery in the Greater Toronto Area every Thursday.
The first 100 Visa Infinite Privilege cardholders to spend $149 CAD (excluding taxes) on one or more boxes of Eataly’s summer essentials will receive a free Eataly at Home pizza kit ($40 value).

Concierge Service
We don’t often think about it. However, some high-end credit cards come with a concierge service.
Here are some examples from the Visa Infinite Privilege website:
- Groceries and necessities: From delivery to curbside pickup, keep up with the latest services offered by local businesses. We can also help you track down hard-to-find items in your neighbourhood.
- Gifts to celebrate: Flowers, cakes and cold cuts. With Father’s Day and graduation approaching, we can help you find the perfect gift or host a virtual party.
- Dining out: Find local restaurants that are open and need your support, or we can help you find an online merchant and have wine delivered right to your door.
- Virtual Activities: Get the latest information for you and your family on virtual gallery and museum tours, zoo cameras, streaming concerts, online fitness classes and more
To contact the Visa Infinite Privilege Concierge Service, call 1-855-822-1240 (or call collect outside Canada and the U.S. at 1-303-967-1036).
Specific benefits of Visa Infinite Privilege credit cards
Beyond the common benefits of Visa Infinite Privilege credit cards, each issuer adds a layer of specific benefits.
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege* cardholders enjoy special benefits:
- $200 annual credit (any purchase)
CIBC® Aeroplan® Visa Infinite Privilege* Card
CIBC® Aeroplan® Visa Infinite Privilege* Cardholders enjoy specific benefits:
- Free first bag check-in for you, your authorized users and up to 8 companions when travelling with Air Canada
- Priority check-in, priority boarding and priority baggage handling for you, your authorized users and up to 8 companions when travelling with Air Canada
- NEXUS application fee discount every 4 years
CIBC Aventura® Visa Infinite Privilege®* card
CIBC Aventura® Visa Infinite Privilege* cardholders enjoy specific benefits:
- $200 annual travel credit
- Journie Rewards Program: up to 10 cents off per litre at Chevron, Ultramar and Pioneer
Desjardins Odyssey® Visa Infinite Privilege* Card
Desjardins Odyssey® Visa Infinite Privilege* cardholders enjoy specific benefits:
- 12 free passes to the Odyssey Desjardins lounge at Montréal-Trudeau airport
RBC® Avion® Visa Infinite Privilege* Card
RBC Avion Visa Infinite Privilege cardholders have special benefits:
- Save 3¢ per litre on fuel and still earn 20% more Petro-Points
- 12 months of free delivery with DoorDash
TD® Aeroplan® Visa Infinite Privilege* Card
TD® Aeroplan® Visa Infinite Privilege* Credit Cardholders enjoy specific benefits:
- Free first bag check-in for you, your authorized users and up to 8 companions when travelling with Air Canada
- Priority check-in, priority boarding and priority baggage handling for you, your authorized users and up to 8 companions when travelling with Air Canada
- NEXUS application fee discount every 4 years
Bottom Line
Visa Infinite Privilege credit cards are aimed at high-income earners who appreciate the benefits of travel: access to airport lounges, priority queuing, etc.
One of the most affordable in terms of pricing is the BMO eclipse Visa Infinite Privilege* card. Its annual fee is $499, but it’s the only one that offers a $200 annual credit applicable to any purchase (not just travel). This virtually brings his dues down to $299.
And in the first year, you could benefit from this credit twice (the first time when you apply and the second time from the following January 1st).
Alternatively, if you’d prefer to enjoy benefits with Air Canada, opt for the TD® Aeroplan® Visa Infinite Privilege* Credit Card (notably for its NEXUS credit, which applies to both the primary and additional cardholders).
Finally, if you want flexibility in using your points, opt for the RBC Avion Visa Infinite Privilege Card. You can transfer your points to several airline partners, such as British Airways Executive Club, WestJet Rewards or Asia Miles Cathay Pacific, or use them within the Avion Rewards program.
Frequently Asked Questions
What are the benefits of Visa Infinite Privilege credit cards?
Visa Infinite Privilege credit cards offer travel benefits such as access to VIP lounges, priority security lanes, hotel benefits through the Visa Infinite Luxury Hotel Collection and more.
Visa Infinite Privilege cardholders also have access to other benefits throughout the year: concierge service, exclusive offers at wineries, golf membership, etc.
How do I register my Visa Infinite Privilege credit card?
To enjoy all the benefits of your Visa Infinite Privilege card, you must register it on the Visa Infinite Privilege website.
How do I contact the Visa Infinite Privilege Concierge Service?
You can contact your Visa Infinite Privilege credit card concierge service at 1-855-822-1240 (toll-free from Canada and the U.S.) or 1-303-967-1036 (collect from outside Canada and the U.S.).
What is the income requirement for apply for Visa Infinite Privilege credit card?
To apply for a Visa Infinite Privilege credit card, you must have a household income of $200,000 or more. You could also get a Visa Infinite Privilege credit card by having a good relationship with your bank.