Each quarter, TD Canada Trust updates its welcome offers for TD Credit cards: Aeroplan, travel points, Cash Back.
Here’s a table summarizing the different offers available from September 4, 2024. You must be approved for most of these offers before January 6, 2025.
Knowing that it can take a few days between your application and credit card approval, don’t wait until the last minute!
For more details, read on or click on the name of a card.
The Best TD Travel Credit Cards
Summary of TD Travel Credit card offers
Here are the new TD welcome offers for travel credit cards (TD Rewards):

With the TD First Class Travel® Visa Infinite* Card, you can earn up to 135,000 TD points, a $675 value, when you use your points for travel on Expedia for TD.
And there’s no Annual fee in the first year! It’s a great welcome offer for this credit card, which we voted Best Travel Rewards Credit Card in 2024.
Read our detailed article on this TD Rewards credit card offer.

With the TD Platinum Travel Visa* Card, you can earn up to 50,000 TD points, a value of $250, when you use your points for travel on Expedia for TD.
All this with a first-year annual fee rebate!
TD First Class Travel® Visa Infinite* Card
With the TD First Class Travel® Visa Infinite* Card, you can get up to 135,000 TD Rewards points† and a rebate on the annual fee for the first year:
- 20,000 TD Rewards points for the first purchase made with your Card†
- 115,000 TD Rewards points if you spend $5,000 within 180 days of opening†
- A birthday bonus equal to 10% of the TD Rewards points you’ve earned in the past year, up to a maximum of 10,000 TD Rewards points†.
Get an Annual Fee Rebate for the first year†
With the TD First Class Travel® Visa Infinite* Card, you get:
- 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD
- 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants
- 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account
- 2 TD Rewards Points† For every $1 you spend on other Purchases
This TD credit card is one of the best TD travel rewards cards.
TD Platinum Travel Visa* Card
With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a first-year annual fee rebate:
- Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
- 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening†.
Get an Annual Fee Rebate for the first year†.
There is no minimum income requirement for this TD credit card.
The Best TD Aeroplan Credit Cards
Summary of TD Aeroplan credit card offers
TD continues to offer numerous Aeroplan points for Visa Aeroplan credit cards this quarter.
To get the total welcome bonus, it will be necessary to make a minimum volume of purchases on the card during the first 12 months for both the TD® Aeroplan® Visa Infinite* Card and the TD® Aeroplan® Visa Infinite Privilege* Card, and to renew it. A renewal bonus is also available for the TD® Aeroplan® Visa Infinite* Card.
Only the TD® Aeroplan® Visa Platinum* Card delivers its full bonus after $1,000 in purchases within 90 days.

So, with the TD® Aeroplan® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points:
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
- A one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening†
And there’s no annual fee for the first year!
Based on our valuation of Aeroplan points (2 cents per point), this welcome bonus corresponds to an approximate value of $800.
Read our detailed article on this TD Aeroplan credit card offer.

And with the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points:
- 20,000 Aeroplan points when you make your first purchase with your new card†
- 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening†
- A one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening†
Based on our valuation of Aeroplan points (2 cents per point), this welcome bonus corresponds to an approximate value of $1,600.
All this while enjoying numerous advantages with Air Canada, including unlimited access to Maple Leaf Lounges in North America!
Read our detailed article on this TD Aeroplan credit card offer.

Finally, regarding the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points, with no annual fee in the first year :
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
Based on our valuation of Aeroplan points (2 cents per point), this Welcome Bonus is worth approximately $400.
TD® Aeroplan® Visa Infinite* Card
With the TD Aeroplan Visa Infinite* Card, you can earn up to 40,000 Aeroplan points† and no annual fee for the first year :
- Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card†.
- Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening†
- Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening†
- $100 NEXUS fee rebate†
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
- Get a rebate on first-year annual fees†
It’s the best TD credit card for occasional Air Canada travellers.
With the TD Aeroplan Visa Infinite* Card, you earn 1.5 points† per dollar of eligible purchase for:
- Grocery stores
- Gas stations
- Air Canada purchases, including Air Canada Vacations
TD® Aeroplan® Visa Infinite Privilege* Card
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points†:
- 20,000 Aeroplan points when you make your first purchase with your new card†
- 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening†
- Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening†
- $100 NEXUS fee rebate†
- Access to Air Canada Maple Leaf lounges†
- 6 annual visits to airport lounge members of the Visa Airport Companion† Program hosted by Dragonpass International Ltd.
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best TD credit card for Air Canada frequent flyers.
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points† per dollar of eligible purchase for:
- Grocery stores
- Gas stations
- Travel
- Restaurants
And 2 points† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.
TD® Aeroplan® Visa Platinum* Card
With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:
- A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
- an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
- An annual fee rebate for the primary cardholder (instead of $89)†
With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:
- Grocery stores
- Gas stations
- Air Canada purchases, including Air Canada Vacations
There is no minimum income requirement for this TD Aeroplan credit card.
The Best TD Cash Back Credit Cards
Summary of TD Cash Back Credit Card Offers
TD has launched an online-only welcome offer that gives you up to $350 cash back!

With The TD Cash Back Visa Infinite* Card, you could earn 10% cash back on gas, grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!
All this with a first-year annual fee rebate!
Check out our detailed article on this TD cash back credit card offer.
TD Cash Back Visa Infinite* Card
With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:
- Grocery stores
- Gas stations
- Recurring bill payments
And 1% cash back on all other purchases.
It’s the best TD cash back credit card, especially for gas purchases.
With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!
Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.
Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.
The Best Low-Interest TD credit card
TD Low Rate Visa* Credit Card
With the TD Low Rate Visa* Credit Card, you can save on interest with a low annual interest rate of 12.90%† (13.90%† in Quebec) for Purchases and Cash Advance transactions. It’s one of the best low-interest credit cards in Canada.
For a limited time, you can get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening.
As a TD Low Rate Visa* Credit Cardholder, you have the option of purchasing Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†. You can also earn 50% more Stars at Starbucks® locations.
Finally, you can use your TD Low Rate Visa* Credit Card with Apple Pay† or Samsung Pay†.