This is the major perk of this credit card: no foreign transaction fees. Virtually all other credit cards in Canada charge a 2.5% conversion fee for all foreign currency purchases.

This Scotiabank Passport™ Visa Infinite* Card is one of three no-FX fee credit cards we recommend you carry in your wallet.

It will therefore be particularly interesting for Snowbirds and anyone who regularly travels abroad or buys on sites that charge in US dollars, euros, etc.

On each of these transactions, when you pay with your Scotiabank Passport™ Visa Infinite* Card, you save 2.5%, plus earn Scene+ points !

And remember, you’ll also earn 2 points per dollar for purchases made abroad:

• Grocery purchases
• Dining purchases
• Entertainment
• Transportation

For example, here is a list of purchases made in France, for which I was able to earn 2 points per dollar for all purchases made in euros (without foreign transaction fees):

• Grand Frais (grocery store)
• Bolt (transportation)
• Taxi (transportation)
• Euro Disney – Disneyland Paris (entertainment)
• RATP (transportation)
• Ostrea Montevrin (dining)
• Zettle (transportation)
• La pause verte (dining)

The Scene+ program is Scotiabank’s travel points loyalty program.

The other main cards in the Scene+ program are the Scotiabank Gold American Express^® Card and the Scotiabank Platinum American Express^® Card. This gives you another source of Scene+ points: you can, of course, have a single Scene+ account combining your various credit cards, as explained in this article!

Enough to earn many points both through credit card application bonuses and with your purchases!

With this card, you earn:

• 3 points per dollar at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• 2 points per dollar spent on groceries, restaurants, entertainment or public transportation
• 1 point per dollar everywhere else

The accumulation of Scene+ points is not as high as that of the Scotiabank Gold American Express^® Card (5 points per dollar in groceries, restaurants, and entertainment), but since it’s a Visa card, you’ll be able to use it in more places!

For those who spend $40,000 in a year on the Scotiabank Passport™ Visa Infinite* Card, a bonus of 10,000 Scene+ points (or $100) will be credited to the account. After that, a bonus of 2,000 Scene+ points will be added to the account for each additional $10,000.

Scotiabank is likely to want to address the traveller market. This Scotiabank Passport™ Visa Infinite* Card offers six annual airport lounge visits, which partly justifies the cost of the annual card fee.

Thanks to this exceptional welcome offer, you get all this for free the first-year!

This is a very nice perk for casual travellers. An individual traveller will be able to visit the airport lounges 6 times a year, while a couple will be able to access them… 3 times!

For more than 6 visits, a fee of US$32 per entry will be charged.

In Quebec City, you can access the VIP lounge!

In Montreal, you have 3 options:

• The Air France VIP Lounge (international terminal)
• The National Bank VIP Lounge (international terminal)
• The Desjardins lounge (cross-border terminal)

The Scotiabank Passport™ Visa Infinite* Card offers a wide range of travel insurance:

Coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 3 consecutive days.

Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.

Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

Use your card to pay for hotel or motel accommodations in Canada or the United States.

Scotiabank is the only major Canadian bank to offer a card with no foreign transaction fee. Two other Scotia credit cards also offer this benefit.

This Scotiabank Passport™ Visa Infinite* Card will be of great interest to many profiles:

• Those who regularly pay in foreign currency
• Those who travel regularly abroad
• Those who live part of the year abroad like the Snowbirds
• Those who want a card with solid insurance
• Those who travel at least 1-2 times a year and will use airport VIP lounges
• Those who already have one or more Scene+ cards in their wallet.

If you want to apply for this credit card to take advantage of this offer while supporting Milesopedia, click here!