
Learn More
- 2% in BONUSDOLLARS for eligible purchases made in the Restaurant and Pre-Authorized Payment categories (up to $3,600 in purchases during the year – beyond that, the earning rate drops to 0.5%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 0.5% in BONIDOLLARS on your other purchases
Annual Fee
- Primary card $0
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2Points
- Local Transport2Points
- Entertainment2Points
Value
- Year 1 $203
- Year 2+ $203
Best For
Transfer Partners
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
3 day(s)
Travel medical insurance up to 64 years old
$5,000,000
3 day(s)
Travel medical insurance 65+
$5,000,000
Trip Cancellation Insurance
$500
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Premium Insurance
-
Accepted at Costco
-
Learn More
- 3% in BONUSDOLLARS on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
- 2% in BONUSDOLLARS on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 1.5% in BONIDOLLARS on your other purchases
Annual Fee
- Primary card $130
- Additional card $0
Annual Income Required
- Individual $80,000
- Household $150,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
Earning Rate
- Groceries3Points
- Dining and Food delivery2Points
- Local Transport2Points
Value
- Year 1 $632
- Year 2+ $632
Best For
Transfer Partners
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
-
Premium Insurance
-
Access to VIP Lounges
-
Learn More
- 4% in BONUSDOLLARS for purchases in the Restaurant, Entertainment, and Public Transit categories
- 3% in BONUSDOLLARS on purchases in the Travel category (up to $25,000 in purchases during the year – beyond that, the earning rate drops to 1.75%)
- 3% in BONUSDOLLARS for your purchases in the Grocery category
- 1.75% in BONIDOLLARS on your other purchases
Annual Fee
- Primary card $395
- Additional card $95
Annual Income Required
- Individual $150,000
- Household $200,000
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 11.9 %
- Cash Advance Rates 12.9 %
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery4Points
- Entertainment4Points
- Groceries3Points
Value
- Year 1 $549
- Year 2+ $549
Best For
Transfer Partners
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
Learn More
- 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 1% in BONUSDOLLARS on your other purchases
Annual Fee
- Primary card $110
- Additional card $30
Annual Income Required
- Individual $0
- Household $0
Conversion fees
- 2.5 %
Interest Rates
- Purchase Rates 20.9 %
- Cash Advance Rates 21.9 %
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2Points
- Local Transport2Points
- Entertainment2Points
Value
- Year 1 $185
- Year 2+ $185
Best For
Transfer Partners
- Desjardins Bonusdollars
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance