To the point
You can easily multiply your points with the Moi program when you spend strategically. Find out which bonus points are offered most often and which are the rarest to watch out for in each category.
moi RBC Visa Credit Card
🇨🇦
Up to 10,000 Points Ends Jan 31, 2025
In order to maximize the accumulation of points offered by the new Moi program, certain strategies need to be deployed. Some products offer points regularly, others less often. Here’s an overview of the frequency of points based on a weekly grocery list.
Every week, the website Les accros des points M publishes a list of bonus points available in grocery stores. Drawing on the analysis published by the Ministry of Agriculture, Fisheries and Food, I have compiled the data according to the following categories:
- Bakery
- Grain products
- Fruits
- Vegetables
- Dairy products and eggs
- Meat, poultry and substitutes
- Fish and seafood
- Frozen foods
- Snacks
- Pantry
- Beverages
- Household products
Top categories in terms of frequency
To keep an eye on the points on offer, the site Les accros des points M publishes a weekly list of bonus points available in grocery stores. An average grocery list includes fruits, vegetables, condiments, proteins, snacks, baked goods, dairy products and beverages.
The strategy of planning purchases early when points are on offer helps you accumulate points quickly. The trick is to take advantage of the bonus points offered, and to avoid at all costs buying out of necessity without receiving bonus points in return.
Over the past 22 weeks, certain categories have been offering points more frequently, including fruits (150), vegetables (123), meat, poultry and substitutes (129), dairy products and eggs (103), pantry products (136) and beverages (155). Since the analysis covers 22 weeks, we can be sure to have points offers every week in each of these categories
| Categories | Bonus points offers |
| Bakery | 98 |
| Grain products | 82 |
| Fruits | 150 |
| Vegetables | 123 |
| Dairy products and eggs | 103 |
| Meat, poultry and substitutes | 129 |
| Fish and seafood | 46 |
| Frozen foods (pizza, hors d’oeuvres) | 36 |
| Snacks | 48 |
| Pantry | 136 |
| Beverages | 155 |
| Household products | 61 |
moi Program Grocery purchases - Frequent products
A closer look reveals that certain products are more frequently offered in each of the following categories. It should also be noted that more chicken is available in frozen format. This frequency makes it possible to plan ahead and wait for higher points to become available.
| Category | Frequency | Points |
| Bakery | ||
| Specialty bread (Première Moisson) | 19 | Baguette Première Moisson: 15 to 25 points depending on the week |
| Tortillas | 23 | Pom: 30 points Old El Paso, Selection (purchase of 2): 40 points |
| Grain products | ||
| Ready-to-serve cereals | 27 | Kelloggs, Quaker, Nature’s Path: 35 points |
| Rice | 31 | Dainty: 45 points Selection: 50 points Ben’s Original: 35 points Minute Rice: 50 points |
| Fruits | ||
| Canned fruit | 11 | Dole: 10 points |
| Fresh fruit | ||
| Blueberries | 11 | 20 to 25 points |
| Lime | 11 | 30 points |
| Pineapple | 11 | 25 to 30 points |
| Vegetables | ||
| Canned vegetables | 7 | Selection: 25 points Lesieur, Del Monte, Géant vert: 15 points |
| Fresh vegetables | ||
| Onions | 9 | 15 to 20 points |
| Tomatoes | 9 | 15 points |
| Lettuce | 10 | 15 to 25 points |
| Dairy products and eggs | ||
| Cream | 15 | 20 to 35 points (Québon, Sélection, etc.) |
| Firm and fine cheeses, cheese snacks | 24 | Artisan Irresistibles: 40 points Cracker Barrel: 20 points |
| Yogurt | 42 | 15 to 30 points Irresistible: 50 points 3 times |
| Milk | 11 | 20 to 25 points |
| Meat, poultry and substitutes | ||
| Bacon | 14 | 35 to 50 points |
| Beef | 16 | Cubes: 45 points Strips: 50 points Alouettes, rosettes, tournedos: 45 points Steak: 50 points |
| Sausages | 19 | Lafleur: 15 to 25 points Olymel, Fernandière: 50 points Selection: 30 points |
| Chicken | 61 | Exceldor: 50 points Chest: 20 points Flamingo, Janes, Bâton Rouge: 50 points Naturalia: 25 points Maple Leaf cutlet, Selection: 50 points |
| Fish and seafood | ||
| Pollock | 9 | Clover Leaf: 25 points Selection: 20 to 25 points |
| Clover Leaf | 12 | Varies between 20 and 50 points |
| Frozen foods | ||
| Pizza | 23 | Selection: 50 points Oetker, Giuseppe, Ristorante: 25 to 35 points |
| Snacks | ||
| Chips | 16 | 35 to 40 points |
| Crackers | 16 | 15 to 25 points |
| Pantry | ||
| Sauces | 51 | 25 to 35 points (all varieties, dry, canned and jarred) |
| Vinegar | 9 |
Selection: 15 points Maille: 40 points |
| Spread | 10 | Nutella, Laura Secord: 50 points |
| Oil | 9 | 50 points |
| Beverages | ||
| Coffee | 44 | 50 points |
| Juice | 49 | 35 to 50 points |
| Beers | 30 | 75 to 100 points |
| Household, personal and pet products | ||
| Cleaners | 14 | 20 to 30 points |
| Toilet paper | 10 | 15 to 35 points |
| Pet food | 12 | Whiskas: 15 points Friskies: 35 points Purina: 50 points |
moi Program Grocery purchases - Rarer products
On the other hand, certain products are rarely offered in bonus points, so it’s best to seize the opportunity when it presents itself. You don’t want to find yourself in the position of buying a product that offers no bonus points in return. More concretely, butter, flour, salmon, maple syrup, aluminum foil and laundry detergent very rarely offer bonus points. So take the opportunity to stock up when points are offered.
| Category | Frequency | Points |
| Dairy products and eggs | ||
| Butter | 1 | 50 points |
| Fish and seafood | ||
| Salmon | 3 | 75 points |
| Pantry | ||
| Flour | 5 | 50 points |
| Syrup | 1 | 100 points |
| Household, personal and pet products | ||
| Aluminum foil | 2 | 50 points |
| Laundry detergent | 4 | Tide, Gain: 50 points |
moi Program Grocery purchases - moi RBC Visa Credit Card
With the RBC Visa Card you can earn a welcome bonus of 10,000 points :
- 3,000 points upon your first purchase;
- 3,500 additional points when you spend at least $500 in the first three months;
- 3,500 additional points when you spend at least $2,000 in the first 12 months.
With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:
- qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
- dining, gas and EV charging purchases
And 1 point per dollar on all other purchases.
Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
Bottom line
An analysis of the past 22 weeks reveals 3 main trends:
- Points vary from one offer to another for the same product. It is therefore necessary to plan ahead to seize the opportunity when the product offers higher points, around 25 to 30 points, rather than when the product offers bonus points between 10 and 15 points.
- The rarer the bonus point offer, the more generous it obviously is. So keep in mind that if the points are high, it’s because the product rarely offers bonus points.
- Although it’s still too early to say for sure, the banners of the moi Program seem to be increasingly limiting their bonus points offer in favour of member prizes. It is therefore recommended to stick to purchases that offer points, by planning and pairing them with points events.
For more tips and tricks on how to get the most out of the Moi Program at the grocery store:
