Offer
- Get 1% cash back on all your purchases
- Earn cash back or invest your money in an investment account or cryptocurrency of your choice.
- You can also earn 3.5% interest on your account balance.
- Wealthsimple Advantage and Generation customers can earn an even higher interest rate of up to 4.5%.
- No foreign transaction fees for purchases made in currencies other than the Canadian dollar
- No annual fee
Fees & Conditions
Annual Fee
$0
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
1 %
Gas
1 %
Dining and Food delivery
1 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
1 %
Travel
1 %
Entertainment
1 %
Recurring Payments
1 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Alternative Cards
