Offer
This product is not available for Quebec residents.
Welcome offer:
- Sign up for a Simplii Financial Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024.†
- Plus, for your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend.†
Get:
- 4% cash back for eligible purchases at restaurants, bars and coffee shops (up to $5,000 spend per calendar year).†
- 1.5% cash back for eligible purchases made at grocery stores, gas stations, drug stores and for eligible pre-authorized purchases (up to $15,000 spend per calendar year).†
- 0.5% cash back on all other purchases (with no limit on spend per calendar year).†
Other features:
- Purchase Security and Extended Protection Insurance.† Protect your purchases with double the manufacturer’s warranty, up to one additional year.
- Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
- Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
- No annual fee
Fees & Conditions
Personal Income
$15,000
Household Income
$15,000
Annual Fee
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $50 cash back + $100 Skip Digital Gift Card†
Minimum Spending Required
$500
Minimum Spending Timeframe (Months)
3 month(s)
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1.5 %
Gas
1.5 %
Dining and Food delivery
4 %
Convenience Stores
0.5 %
Drugstores
1.5 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
1.5 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
†Terms and conditions apply. Click ‘Apply Now’ for complete details. This offer is not available for residents of Quebec.
“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.
“Cash” means a Cash Advance, Balance Transfer and Convenience Cheque.
Interest rates may change from time to time.