Offer
- Special Offer: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). Offer expires Oct,31,2024
- Get up to 1% cash back on eligible purchases with no annual fee.
Fees & Conditions
Personal Income
$12,000
Household Income
$12,000
Annual Fee
$0
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Balance Transfer
Balance Transfer Intro Duration
6 month(s)
Balance Transfer - Promotional Rate
0.00%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Oct 31, 2024
Welcome Bonus amount
Up to $100 cash back + 0% introductory interest rate on balance transfers for the first 6 months
Minimum Spending Required
$2,000
Minimum Spending Timeframe (Months)
3 month(s)
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1 %
Gas
1 %
Dining and Food delivery
0.5 %
Convenience Stores
0.5 %
Drugstores
1 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
1 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Alternative Cards
Legal
*Conditions apply.