Offer
- 4% in BONUSDOLLARS for purchases in the Restaurant, Entertainment, and Public Transit categories
- 3% in BONUSDOLLARS on purchases in the Travel category (up to $25,000 in purchases during the year – beyond that, the earning rate drops to 1.75%)
- 3% in BONUSDOLLARS for your purchases in the Grocery category
- 1.75% in BONIDOLLARS on your other purchases
Fees & Conditions
Personal Income
$150,000
Household Income
$200,000
Annual Fee
$395
First Additional Card
$95
Foreign Transaction Fee
2.5%
Purchase Rates
11.9%
Cash Advance Rates
12.9%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
VIP Lounges
Concierge
Earnings
Per dollar of purchases
All Spending
1.75 Points
Groceries
3 Points
Gas
1.75 Points
Dining and Food delivery
4 Points
Convenience Stores
1.75 Points
Drugstores
1.75 Points
Local Transport
1.75 Points
Travel
3 Points
Entertainment
4 Points
Recurring Payments
1.75 Points
Telecom/Internet
1.75 Points
Streaming services
1.75 Points
Online transactions
1.75 Points
Office Supplies
1.75 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
180 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection
