Offer
- 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1%)
- 2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
- 1% in BONUSDOLLARS on your other purchases
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$110
First Additional Card
$30
Foreign Transaction Fee
2.5%
Purchase Rates
20.9%
Cash Advance Rates
21.9%
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
1 Point
Gas
1 Point
Dining and Food delivery
2 Points
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
2 Points
Travel
1 Point
Entertainment
2 Points
Recurring Payments
2 Points
Telecom/Internet
1 Point
Streaming services
1 Point
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
