Does the CIBC Dividend® Visa* Card has an annual fee?

No, the CIBC Dividend® Visa* Card has no annual fee. This CIBC Credit Card is a cash-back credit card that you can keep from year to year to improve your credit score without paying an annual fee.

What is the CIBC Dividend® Visa* Card welcome offer?

The CIBC Dividend® Visa* Card welcome offer provides an annual interest rate of 9.99% on purchases† and 20.99% on cash† for 10 months†.

What is the cash back rate on grocery purchases with the CIBC Dividend® Visa* Card?

The CIBC Dividend® Visa* Card offers 2% cash back on eligible grocery purchases.

How is cash back distributed for the different CIBC Dividend® Visa* Card purchase categories?

The CIBC Dividend® Visa* Card offers 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases, as well as on eligible recurring payments, and 0.5% cash back on all other purchases.

How can I redeem my cash back with the CIBC Dividend® Visa* Card?

Cash back can be redeemed at any time with a minimum balance of $25 via CIBC Online Banking® or CIBC Mobile Banking®.

How can you save on gas with the CIBC Dividend® Visa* Card and Journie Rewards?

By linking your CIBC Dividend® Visa* Card to Journie Rewards, you save up to 10 cents a litre at participating Pioneer, Fas Gas, Ultramar and Chevron service stations.

How can I link the CIBC Dividend® Visa* Card to Journie Rewards to save on gas?

To save on gas, link your CIBC Dividend® Visa* Card to Journie Rewards and use it at participating service stations to benefit from the discount.

What is the cash back percentage on recurring payments with the CIBC Dividend® Visa* Card?

The CIBC Dividend® Visa* Card offers 1% cash back on eligible recurring payments.

CIBC Dividend® Visa* Card

Offer

Welcome offer: Get 9.99% Purchase^† and 20.99% Cash^† annual interest rate for 10 months^†.

Plus, get 2% cash back on eligible grocery purchases!^†

1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
0.5% cash back on all other purchases^†
Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

This is a digital-exclusive offer.^† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. ^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†