Offer
- 3% cash back at restaurants
- 3% cash back at Costco gas and 2% cash back at other gas stations (on the first $5,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
- 2% cash back at Costco.ca (on the first $8,000 net annual card purchases. Beyond that, you’ll earn 1% cash back)
- 1% cash back on all other purchases including at Costco
The $5,000 and $8,000 limit will reset to zero annually on January 1.
Fees & Conditions
Annual Fee
$0
First Additional Card
$0
Other Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.75%
Cash Advance Rates
22.49%
Balance Transfer Rates
22.49%
Cash Advance Rate (QC)
21.99%
Balance Transfer Rates (QC)
21.99%
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
1 %
Gas
3 %
Dining and Food delivery
3 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
1 %
Travel
1 %
Entertainment
1 %
Recurring Payments
1 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
