Offer
Welcome offer:
- Earn up to 100,000 BMO Rewards points in the first year – that’s a $669 value.
- In addition, the $149 annual fee is waived in the first year*!
- 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
- Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
- Earn 1.5 BMO Rewards points for every $1 you spend*
- Enjoy VIP Airport Lounge Access at more than 400+ airports worldwide. You’ll get two complimentary lounge visits each year.
- Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
- You can now use your BMO Mastercard at Costco stores across Canada
- Get up to 7 cents off per litre on all Shell®± fuel*
- Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
- Our Liability Waiver Program protects your business against employee card abuse*
- 25 payment grace days*
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$149
First Year Annual Fee Rebate
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
17.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Balance Transfer
Balance Transfer Intro Duration
9 month(s)
Balance Transfer - Promotional Rate
0.00%
Balance Transfer Fees
3%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Offer ends on
Dec 13, 2024
Welcome Bonus amount
Up to 100,000 Points
Minimum Spending Required
$30,000
Minimum Spending Timeframe (Months)
12 month(s)
VIP Lounges
Lounge Annual Visits included
2
Costco
Earnings
Per dollar of purchases
All Spending
1.5 Points
Groceries
1.5 Points
Gas
4 Points
Dining and Food delivery
1.5 Points
Convenience Stores
1.5 Points
Drugstores
1.5 Points
Local Transport
1.5 Points
Travel
1.5 Points
Entertainment
1.5 Points
Recurring Payments
1.5 Points
Telecom/Internet
4 Points
Streaming services
1.5 Points
Online transactions
1.5 Points
Office Supplies
4 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Alternative Cards
Featured
Legal
*Terms and conditions apply
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