Offer
- Unlimited access on all digital and branches transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- 100 personalized cheques per year
- Foreign currency bank draft
- CAD bank drafts included
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
- Cashback of up to $150.00 on the annual fees for a National Bank Mastercard credit card, at enrolment
Fees
Our review
With the NBC Total Chequing Account, you get:
- Unlimited access to electronic transactions and counter services
- Access to THE EXCHANGE network counters at no extra charge
- 100 personalized cheques per year
- Foreign currency drafts
- Canadian dollar drafts included
- Advantageous online brokerage rates
- Digital cheque deposit
- Unlimited free Interac transfers
- Cashback of up to $150.00 on the annual fees for a National Bank Mastercard credit card, at enrolment
The NBC Total Chequing Account monthly fees vary according to your age:
| Age | Monthly fees |
| 0 to 17 years old | $18 |
| 18 to 24 years old | $13 |
| 25 to 59 years old | $28.95 |
| 60 years and over | $23,95 |
Our tip: if you maintain a balance of $6,000 or more in your NBC Total Chequing Account, you won’t pay any monthly fees!
Alternative bank accounts
Alternative Cards
Legal
Unlimited transactions
Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
In-branch transactions during normal business hours.
Free Cheques Modalities
Shipping fees and taxes not included.
Rates on Online trading
To be eligible, transactions must be made through our electronic solutions.
$150 offer conditions
New holders of an eligible National Bank Mastercard credit card and a chequing account with the Total® package will receive a discount of up to $ 150. Eligible credit cards and respective discounts are: Echo® Cashback, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The primary cardholder and co-holder of an account with the Total package may be entitled to a discount provided they each sign up to an eligible Mastercard primary card. No discount will be given to holders of an additional Mastercard card. Accounts opened with the Le Total package before January 22, 2018 are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, see https://www.nbc.ca/personal/mastercard-credit-cards.html#all_cards
You must be a Canadian resident and have the age of majority in the province or territory where you live. The credit card application is subject to credit approval