First of all, look at your account. Do you have a few more nights to complete before youreach the next Marriott Bonvoy Elite status?

If so, you can book a stay at a Marriott Bonvoy hotel. Please note that a check-in on December 31 counts as an elite night for the year 2023, even if your departure date is January 1, 2024.

If you pay in cash, don’t forget our tips and tricks for paying less.

Each calendar year, you can transfer a maximum of 100,000 Reward Points from one account to another.

To transfer your points to another Marriott Bonvoy account, call 1-800-627-7468 or simply do it online at Marriott Bonvoy. The maximum date is next December 31, so that it counts for the year 2023.

The “Promotions” tab in your Marriott Bonvoy account may reveal some surprise promotions. Sign up for the ones you’re interested in, if you happen to have any lying around.

If you have achieved Platinum or Titanium status during the year, don’t forget to select your annual benefit.

The deadline is January 7, 2024. However, if you don’t, the default choice will be to receive “Five Nightly Upgrade Awards”.

Until December 31, 2023, receive 3 times Hilton Honors points at a multitude ofparticipating hotels around the world.

All other hotels earn 2 times points during this promotion. Stays must be completed by December 31, 2023.

You need to register here to take advantage of this offer.

Then, from January 1 to May 1, 2024, Hilton Honors members earn bonus points on their stays with the Points Plus promotion. Members can earn up to 2,500 bonus points per stay:

• 2,000 bonus points per stay
• 500 bonus points by using the Digital Key

What’s more, there’s no limit to the number of bonus points that can be accumulated.

Do you have any remaining Maple Leaf lounge passes that will expire on December 31, 2023?

These passes can be shared with the person of your choice. Simply download your digital pass and send it to the traveller (PDF or screenshot of the code).

In your Aeroplan profile, check out the 3 circles of progression that could allow you to reach a higher status.

This will give you an idea of what your Aeroplan Elite status will be next year. If you’re a little short, will the flights you take over the holidays be enough?

Take advantage of this quieter period to get your travel strategy in order. Or, have fun exploring the Aeroplan search tool to find your next destination.

Are you on the right track?

How many points do you need to reach your goal? Wouldn’t it be a good time to get an Aeroplan credit card?

Or if you’re just a few short, Aeroplan has a promotion to buy points up to 30% off.

Aeroplan Members with premium credit cards such as :

• American Express Aeroplan* Reserve Card
• TD Aeroplan Visa Infinite Privilege* Card
• or the American Express Aeroplan* Corporate Reserve Card

may have some of their benefits deferred until 2024.

Eligible Status Qualifying Miles (SQMs) and eUpgrades credits will roll over beginning the second week of February 2023. The condition: you must hold one of these high-end credit cards BEFORE December 15, 2023.

If you are missing points from your transactions over the past few months, you can claim them here.

This also applies to AIR MILES.

Several excellent American Express promotional offers expire on December 31, 2023.

Have you used up all your annual travel credit on your National Bank World Elite Mastercard^®?

Now is the time to claim your entitlement up to December 31, 2023, because if it isn’t used, it’s lost. On January 1, 2024, everything starts again at $150.

Promotions for certain credit card welcome bonuses end at the beginning of January 2024.

• The Remises Tangerine credit card is flexible and easy to use with cash back;
• The National Bank World Elite Mastercard^® with its attractive welcome offer to collect more NBC reward points.

Then there are the TD Aeroplan cards that offer travel benefits such as :

• one free piece of luggage
• access to airport lounges
• or a quick way to get past everyone at security!

Here is a selection of those best deals that are ending soon:

The Scene+ program offers a variety of promotions to boost members’ points balances. For example:

• Until December 27, 2023 at IGA, IGA Extra, Les Marchés Tradition and Rachelle Béry: 1,000 Scene+ points with the purchase of a total of $100 gift card;
• Until December 31, 2023:
  • Scene+ Travel: 15% discount on ski trips
  • Use 10% fewer points to book certain luxury hotels
  • 15x points at Harvey’s, East Side Mario’s, Kelseys, Montana’s and Bier Markt restaurants
  • 200 bonus Scene+ points with a $30 purchase at Swiss Chalet
  • 10% cash back in points on Ultimate Dining Card

Make a double dip for a good cause!

Would you like a 15% discount on your Air Canada flight until June 30, 2024 within North America, Mexico and the Caribbean?

Within seconds of purchasing a $10 ticket for the Opération Enfant Soleil Passport to a Dream draw, you’ll receive a unique code by e-mail with your 15% discount at Air Canada. So everyone wins!

For those who qualify for a TFSA, the deadline in 2023 to contribute to the FHSA is next December 31.

If you plan to buy your first home by 2028, we recommend opening your FHSA by December 31, 2023. As a result, you’ll accumulate $8,000 in rights for 2023, which you can carry forward to future years.

We also remind you of the excellent December promotion for Flying Blue.

It allows you to obtain a seat on Air France for a flight from Montreal to Paris, which requires 25% fewer Flying Blue miles on its rewards fares.

To make sure your credit report is in order, you can request afree, complete statementof the information on your credit report.

This can be done by mail or in person at Equifax and Transunion.

Here is the form for :

• TransUnion
• Equifax

Also, you can call them. Customer service will ask you a series of financial and personal questions to confirm your identity.

• Equifax: 1-800-465-7166
• TransUnion Canada :
  • 1-877-713-3393 (Quebec residents)
  • 1-800-663-9980 (Rest of Canada)

You will then receive your statement in the mail approximately two weeks later.

Take advantage of the quieter holiday season to get your credit cards and rewards programs in order. Take the time to (re)-read our beginner’s guide at the same time!

This will get you ready for 2024!